5.0 ★★★★★ 78+ reviews
The World's Best
Mortgage Experience Platform
The World's Best
Mortgage Experience Platform
Get a free custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds
Get a free custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds custom rate quote in Seconds
- Online Rates
- Online Closing Costs
- Immediate Results
- Online Rates
- Online Closing Costs
- Immediate Results
Today's Rates
Today's Rates
Here are some of the key factors that distinguish us.
Special
Special
Programs
With full transparency at the heart of everything we do, we believe you should know your rate, payment and closing costs prior to applying. Click “Customize This Rate” below and explore different loan programs, rates and closing costs. You can do this based on your estimated credit score, down payment and desired loan program. No social or credit check required. Once your done, edit your estimated monthly taxes and homeowners insurance in the payment details section and download the closing cost worksheet. You can also take it a step further and get automated rate notifications to start following rate movements while you find your next home. No cost and No Obligation!
Buying a home can involve significant expenses, but there are effective strategies to minimize or avoid closing costs altogether. Here’s how you can leverage various credits to save money
We have a borrower first mentality. We make less per loan than most competitors and our margins are typically less than that of large lenders. We pass the extra savings to you which results in a lower rate or closing costs. Often times both.
We use technology to provide transparency, empower you with informative tools, streamline our process, and lower our overhead. We rely on proprietary tech to find the lowest rates we can and process your loan in record time, delivering results with speed and accuracy.
Trust is paramount. Most of our clients are repeated. customers, client referrals, or realtor referrals. There is a “Refer a Friend” tool in the menu bar if you know anyone who may benefit from our services, please use this tool after we have earned your trust.
Want to Avoid Closing costs?
We don’t offer ways to avoid closing costs, but we can help reduce expenses.
Need a Pre-approval?
Create an account and start the Pre-approval process today. It's good for four months.
Need a Refinance Analysis?
Create an account and start the application. We will analyze your financial situation and be in touch.
Amazing
Amazing
Rates
Access a range of helpful tools designed to simplify your home buying or refinancing journey. These resources are here to guide you every step of the way.
We monitor our competitors to guarantee our rates are always among the lowest
Get your rate
We have low rates for every loan type. Our best rates are posted daily here. Look and feel should be like:
Already have a loan estimate?
We'd be happy to take a look to see if we can match it or offer you better terms.
Rate
Rate
Alerts
Explore How Our Rate Alerts Keep You Informed and Save You Money
Lendexa Mortgage Watch
Get notified when rates drop
Never miss a rate drop – experience smarter rate shopping. Our Price Drop Alert feature keeps you informed, instantly notifying you when prices fall.
Smart
Smart
Calculators
Easily estimate your mortgage needs or refinance costs with our user-friendly calculators.
Calculators to help you plan
Affordability calculator
See much you can afford.
Mortgage calculator
See much you can afford.
F. A. Q's
F. A. Q's
Frequently Asked Questions
Buying a home or refinancing your mortgage can be a complex process. To help you navigate it, we’ve compiled answers to some of the most common questions about mortgages.
Lendexa is the mortgage marketplace that finds mortgages as unique as today’s homeowners. We've developed advanced technology that searches well beyond the confines of most lenders to find mortgage options perfectly suited to you. The best part? You'll only enter your information once and get rates from a list of great lenders. Lendexa is everything you need, in one place.
With our advanced technology, you’ll enter your information once and get rates from a list of great lenders. Then, you'll select a loan to move forward with, track your application progress, and close on your mortgage
Lendexa is the mortgage marketplace that finds mortgages as unique as today’s homeowners. We've developed advanced technology that searches well beyond the confines of most lenders to find mortgage options perfectly suited to you. The best part? You'll only enter your information once and get rates from a list of great lenders. Lendexa is everything you need, in one place.
Lendexa currently offers a variety of both adjustable and fixed rate loans for single-family homes (including condos, townhouses, co-ops, and planned unit development) and multi family homes (up to 4 units). We offer both purchase and refinance loans.
There isn't a perfect lender for everyone. We recognize that you're an individual with your own unique story, and we search high and low to find you the best lender. We use technology to keep our costs drastically lower than traditional mortgage companies, and then pass on those savings to you. Our mission is to help you get the best possible mortgage at the best possible rate.
When you lock your rate, we guarantee your rate won't change for a certain period of time no matter what happens in the market. This gives you peace of mind while we work to gather all of your information and get you to the finish line.
Yes! At Lendexa, we want to help you navigate this complicated process. If you're ready to get pre-approved to buy a home, we can help you understand how much you can afford.
Lendexa offers two types of refinance loans: Rate & Term and Cash Out. In a Rate & Term refinance transaction, the borrower seeks to lower their monthly payment and/or change the term of their existing loan. A Cash Out refinance allows you to increase the size of your loan, and extract equity out of your home which you can then use for other purposes.
Yes, we built privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
Yes, we built privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
All other things equal, lenders are willing to lend at a lower rate when you have a higher credit score. That said, if your credit score is lower than you thought or hoped, we're here to help you find the best possible loan for your particular circumstances.
An appraisal is an expert opinion of the value of a property based its location, condition, and specific attributes. Appraisals are conducted by independent real estate professionals, and are used to establish the current market value of the property.