Available To All Buyers

1% Down Payment

Our 1% Down Payment Loan is a unique offering that allows eligible borrowers to contribute just 1% of the purchase price as their down payment.

Benefits

No PMI Required!

3% Down Payment

This program offers a robust solution to the challenges faced by many prospective homeowners!

Benefits

Accessible Home Financing

Fannie Mae
HomeReady®

This lending program is designed to make homeownership more accessible and affordable for low to moderate-income borrowers.

Benefits

Great Pick For First-Time Buyers

FHA

FHA loans have flexible qualification requirements and low down payment options, making them a great option for first-time homebuyers.

Benefits

3% Down Payment Options

This lending program is designed to make homeownership more accessible and affordable for low-income borrowers.

Benefits

Zero Down Payment

USDA

USDA mortgage loans are a zero down payment option that allows eligible homebuyers in designated rural areas to buy with 0% down.

Benefits

0% Down Payment Options

VA

VA loans are available exclusively to veterans and active-duty personnel (along with their spouses) and are guaranteed by the U.S. Department of Veteran Affairs.

Benefits

Lower Rates For First-Time Buyers

First-Time Buyer Rate Discount Program

First-time buyers can now get rates up to 1% LOWER permanently with JVM’s Rate Discount Program.

Benefits

Receive A $6,500 Grant

Purchase Plus Program

This innovative program provides quick access to funds so you can buy a new home by leveraging the equity in your current property without selling!

Benefits

0% Down Payment Options

FHA Down payment assessment

This low down payment option with reduced PMI is a win-win, by directly reducing down payment requirements and reducing monthly payments. 

Benefits