Our 1% Down Payment Loan is a unique offering that allows eligible borrowers to contribute just 1% of the purchase price as their down payment.
This program offers a robust solution to the challenges faced by many prospective homeowners!
First-time buyers can now get rates up to 1% LOWER permanently with JVM’s Rate Discount Program.
This innovative program provides quick access to funds so you can buy a new home by leveraging the equity in your current property without selling!
The shorter term makes a 15-year loan a great option for those looking to pay off their mortgage quickly and are comfortable taking on a higher monthly payment.
This is one of the most popular mortgage loan options for a reason. The longer 30-year term means lower, fixed monthly payments over the life of the loan.
These loans offer very low interest rates for a set period (typically 5, 7 or 10 years), after which the interest rate will adjust and increase.
This lending program is designed to make homeownership more accessible and affordable for low to moderate-income borrowers.
This lending program is designed to make homeownership more accessible and affordable for low-income borrowers.
Jumbo loans are a non-conforming loan option perfect for buyers looking in higher-priced locations or who have a more expansive homebuying budget.
FHA loans have flexible qualification requirements and low down payment options, making them a great option for first-time homebuyers.
USDA mortgage loans are a zero down payment option that allows eligible homebuyers in designated rural areas to buy with 0% down.
VA loans are available exclusively to veterans and active-duty personnel (along with their spouses) and are guaranteed by the U.S. Department of Veteran Affairs.
FHA loans have flexible qualification requirements and low down payment options, making them a great option for first-time homebuyers.
Refinancing your mortgage during Chapter 13 can provide a means of achieving financial stability and a pathway to a fresh start.
A no cost refinance allows you to refinance your home without having to pay any money out-of-pocket for your closing costs.
A rate and term refinance allows you to lower your interest rate and improve your mortgage terms without changing the amount of money owed on your home.
A bank statement mortgage loan is a unique type of home loan designed to cater to those with non-traditional income sources.
These loans are designed to assist non-U.S. citizens in purchasing a home, giving access to the American dream of homeownership to more buyers.
Non-QM loans provide alternative mortgage financing options for homebuyers who may not qualify based on traditional lending requirements.
If you’re struggling to qualify for a traditional mortgage, we have a loan that is an ideal alternative to hard money with no income verification requirements at all.
DSCR Mortgage Loans (Debt Service Coverage Ratio Loans) are a specialized type of lending product designed with real estate investors in mind.
Investing in real estate is a great way to increase your monthly income by renting the property and allows you to diversify your investment portfolio.